Foiling The Fear Of Failure

Have you ever wondered why there are top salespeople in every field and then there are the rest?Most of us have the same sales tools and abilities, yet the average salesperson never puts him or herself in a position to reach that next level.Why not? We all do the things it takes to get to that level, but I believe some people stop when they realize they could fail. That is often what separates those who are successful from those who aren’t: fear of failure.

In sales, most of us like to say things like, “What’s the worst thing that could happen? They could say no?” How many times have you heard that? Yet we still never ask. The moment avoiding failure becomes your motivation, you’re already down the path of inactivity or procrastination.

So you go to a workshop or a seminar, and all these ideas are running through your head. You’re going to do it this time! But by the time you drive back from that workshop to your office or home, you’ve already talked yourself out of 90 percent of the ideas presented. “That was great for the person talking,” you reason, “but he’s a better salesperson,” or “That’s just not me,” you tell yourself. You talk yourself out of trying because you could fail. Just the definition of the word ‘failure’ brings you down: breakdown, stoppage, malfunction, crash, collapse, disappointment, letdown, not a success.

Those words alone make most people not even want to try. But we all have to realize that disappointments or failures are part of life.The good news is, the more you experience them, the better you’ll get at your successes. Each disappointment or failure is taking you one step closer to being a success. The problem is most people quit before they even get through enough disappointments, not realizing it’s those roadblocks that are going to make them great.

I speak in front of a lot of people, and I remember the first time I got up in front of a large group. It was one of those ‘disappointments’ we’ve been talking about. It was a very short presentation, and I talked and talked – unbelievably – about nothing that anyone could understand. I could have found a way to quit then, but I realized that those disappointments were going to eventually make me a success. That experience helped me to learn what didn’t work so I could improve.

I’ve been in the same industry 23 years, and in the last 24 months I’ve been with three companies. One of them went bankrupt, and the other was taken over by the FDIC. Not great experiences… on any level. But I don’t see that as a failure – a disappointment maybe, but in no way did I fail.

How did I respond? I put myself in a position to figure out how to get better on the other side of these complicated situations. It can be difficult to remain positive and view each disappointment as an opportunity to learn and grow, but it’s what separates the good from the great. I am still thriving in the same industry, with all the loyal people that have followed my leadership and continue to work alongside me.

That’s the separation I’ve been talking about. The only way you can truly succeed is by going through the disappointment it takes to get great. For me, that quest will never end. Knowing I’m going to do it wrong before I could ever get it right makes me want to keep doing it.

That attitude – that willingness to fail – is what separates the best from the rest.

Try Something New

When was the last time you really tried something new?

new

When was the last time you tried a new restaurant, a new route home, a new vacation stop? I guess what I am really asking is, when was the last time you were out of your comfort zone?

As years go on and on and we get older, we get in such a routine that we get stuck and resist anything  new or different. When you were young you were all about new things; new roller coasters, new faster water slides, new places and new people but somewhere along the ride of life you stopped the desire to change. More than that you don’t want to get out of what you know is comfortable. I challenge you this week to make yourself focus on the new (change). Drive a different way home, change your radio stations in your car, go to a restaurant you have never been. If you really want to break out of your rut , make some calls to new prospects (lead generate) today. Remember when you first got in the business, you made the calls, you went on appointments, your days were filled with new and exciting adventures.. Then, somewhere in your path to success, you lost that drive and zeal. Now it’s time to take your life back and get out of that box that is closing in on you year after year. Embrace the change, see change as a growth pattern of your life and start having fun again! If you take this challenge, you really will start to see a new you and get that smile back!

Finding Your Way To Success

This week I want you to ask yourself, “Why am I not doing what I know I can do to be a success?”

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Get past all the fears and excuses and really ask yourself, “What would my life look like if I just did it?” Would I have l that I wanted and wished for? Would I be able to provide for myself and my family the way I dream about it? Would I wake up each morning with the feeling that I am doing all that I can to be the person I want to be? So today I want you to figure out WHAT IS STOPPING YOU! There is a reason you write goals each year and really believe that this is the year and then you stall out before January ends. You cannot get better at anything unless you figure out what it is you need to get better at. If it is making calls, seeing new people, asking for business or getting out of you comfort zone; figure out what you need to get better at and find a way to do. There are many books, seminars and personal coaches to make you better and help you on your journey but the best people at anything have a coach, a mentor or a formula for their success. Stop making your career a hobby and get serious! Stop waiting for life to happen and start making life happen for you! It’s time to get serious for your success, conquer your fears and take real action this week. We all know what we need to do but achievers take action. Make this week count!

Having Fun (What Is Your 7 Iron?)

It’s time for all of us to start having fun again. We have all been caught up in the news and the turmoil of the marketplace. Some are waiting for the market to move (Just a reminder: If you’re waiting for it to move, it has and it’s moving right past you).

The definition of ‘fun’ is ‘a time or feeling of enjoyment or amusement,’ while ‘work’ is described as ‘labor, effort, exertion.’ That certainly doesn’t sound fun, but you can make what you do fun. Have fun at what you do, and the money will flow. What do you enjoy most about you career? What’s that one thing that makes you want to do it again?

Golf is a difficult game. When playing, I often hear people say, ‘I hate this game. It’s no fun.’ But then the next shot is great, and they’re saying, ‘I love this game! I’m Tiger Woods!’ You can repeat that feeling.

Remember back to when you started in your industry, that feeling you had – there was no stopping you. You were doing all the work, with no limits, and there was a twinkle in your eye. You were determined, and you felt unstoppable. Then, like in golf, you had a slice, hook, shank, and suddenly you didn’t like the game – until you got a call from someone you had been prospecting for weeks, and suddenly you are the sales master again! You can’t wait to let everyone know about your success.

When you make a great shot, you are compelled to ask everyone around you, ‘Did you see that?’ But how do you apply this to your career? Examine that day when you felt like the Tiger Woods of sales and get to the root of what made that happen. You need everyday to be that day, so don’t leave until you make that call, or go see the person you know you need to get in front of. Go find the person who can help you stay on top.

You don’t have to reinvent success. Do what works for you. That is the fun! If your 7 iron is your best club, use it more. If that’s what brings you the most success, use it more often.

Every shot isn’t going to be the perfect shot (even Tiger Woods has a bad hole or two every now and then), the key is to control your misses. Do that and you’ll be one step closer to that hole-in-one.

What is the best thing about you? In what area do you really shine? Brainstorm to discover your own personal ‘7 iron’ that can help you become the Tiger Woods in your marketplace.

Download this and other FREE Chapters at www.ManginelliGroup.com

It’s All In Your Head

When I try to think ‘big picture’ about what makes people successful in business or in life, the first and most obvious part of the ‘big picture’ to me is this: It’s all in your head!

Meaning, it’s what’s in your head that sabotages you. Our minds are powerful tools that can be used to both imprison and free us.To be successful,we have to be mentally strong enough to respond to whatever happens in a positive, pro-active way.

Mental toughness is a process. It just doesn’t happen overnight. It’s like any kind of strength training. You start out slowly, with smaller weights. You learn to pick and choose the options that work best for you, where you are.

When something terrible or unexpected happens, youmay be prone to thinking, “You know, that’s just my luck. Stuff like this always happens to me.”
Or, even when things are rolling along smoothly, you may be one of those worriers—that personwho always assumes theworstwill happen in any given situation.

Self-image is a tough thing for all of us. We all have our own insecurities, our own sense of inadequacy, even failure. And if you really just want to try to hold on to what you have, that negative self-image will always speak louder in your head than anything else. People with half your ability will accomplish more in life only because they believe better things about themselves. Their perception makes for a more successful reality.

The beginning of mental conditioning is training yourself to recognize and acknowledge the strengths you already have. Everyone says, ‘If I could just live up to my potential,’ but to be honest, I don’t buy that.We’re always looking for abilities we wish we had, rather than recognizing the gifts and skills we already have.

Why do you suppose that is?

Everybody’s afraid of what others think.When you close your eyes, that person is in your head, saying what you think they think about you (and it’s never good).We’re always afraid that someone’s going to pull the curtain back and find out we don’t know asmuch as we think we know.That somehow we’re not as accomplished, smart or successful as they are.

Even when all the talent and know-how and drive and determination is already there to succeed, just a whiff of fear will kill it before it even begins.

That’s why it’s essential to ‘retrain’ your mind to work FOR you, not against you. Train it to take the time to gain perspective, to respond, not to react.To think: ‘What are my options here?’

Whatever the situation—whether it’s personal relationship trouble or challenges in business—you always have options. Mentally, you lay it all out: What do I really want to do? What is the best way to respond to get what I want?What will be the best scenario short-term? Long term?

Each option comes with a given consequence, so you train yourself to think through those as well. Some of the consequences automatically rule out the option.

Once you narrow down the options, keeping ‘mind over matter’ means you learn to play to your best strength and go with the option you know you’ll be best at, the response that will work best for you.

If you see yourself as a person who already has the talent and skill and drive and determination to get things done…If underneath all that is a fundamental belief that you deserve to succeed in everything you work hard at…

How and where and who you envision yourself to be is how and where and who you are…and will be.

Always…
be willing to try…
be actively learning…
lead by example…
believe you add value to whatever you do…
be open…
be contagious…
Is this you? If not, begin each day retraining yourself to think, speak and act in affirming, intentional and positive ways. To change your perspective is to change your life.

The Value of “Thank You”

There are certain times of the year when thankfulness seems more plentiful. Thanksgiving Day is a natural time to pause and count our blessings, while the Christmas holiday is a natural time to be thankful for the family, friends and celebrations that add meaning to our lives.

The rest of the year, most of us don’t say ‘thank you’ nearly enough.

I know the importance of those two little words, though. That’s why I make sure to say ‘thank you’ to all those who help me do what I do:

• Thank you for working alongside me.

• Thank you for your loyalty and belief in me.

• Thank you for your strength to get through the frustration and the tears.

• Thank you for your drive to work hard and be the best you can be.

• Thank you for your part in helping us grow by leaps and bounds.

Taking time out to let those around you know they are appreciated, that the work they do is noticed and valued, goes a long way. It can turn a promising newcomer into a top producer. It can make a committed team member really shine. It can make the people around you not just willing but eager to help you look your best.

Do you want to reach the top? Don’t forget to say ‘thank you’ along the way to those who are helping you achieve that goal.

Who can you thank today and for what? Don’t wait. Do it now.

Changes to Underwater Refinance Plan Going Into Effect

On October 24, 2011, President Obama announced plans to open up refinancing to more homeowners who are underwater. This proposal was a revision to the previous Home Affordable Refinance Program (HARP) and is now known as HARP 2.0.

Some of the major changes under HARP 2.0 include:

No underwater limits: Previously, borrowers whose loan-to-value limits were greater than 125 percent were ineligible to refinance. Now, borrowers can refinance no matter how far their homes have fallen in value.

Appraisals may be eliminated and underwriting relaxed for most borrowers: Being able to use this program may save time and money, and remove some of the anxiety from the refinancing process.

Deadline extended: Borrowers now have until December 31, 2013 to get refinanced under HARP 2.0.

These changes will be put into effect by Fannie Mae and Freddie Mac the week of March 19, 2012.

It’s also important to note that the HARP 2.0 Program is for loans that were secured by Fannie Mae and Freddie Mac prior to June 1, 2009.Currently, loans obtained after this date are not eligible for this program. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites:

Give me a call or send me an email if you want to learn more about these changes. I’m always happy to answer any questions you may have!


Smile Thieves

People become what they think of themselves, good and bad.

It may sound strange to say so, but I want to talk about thieves. Not the bandit, shoplifter or pickpocket type, but the kind I like to call ‘smile thieves.’ We all know these people: You wake up happy and ready to conquer the day. You feel great, you look great. Then the smile thief appears and ruins your day with a comment like, ‘Isn’t that dress a little tight?’ or ‘What happened to your hair?’ These people rob you of your smile daily. They steal your confidence, your happiness and your zest for life on a regular basis.

Never give anyone the ability to change your day or mood. Challenges will come into your daily life and you will have to face them, but that’s different from willingly letting smile thieves wreak havoc. Often, these people are jealous of the happiness of others so they search for negatives in people like there is a reward for it.

People become what they think of themselves, good and bad. If you think of yourself as a beautiful, hard­working, successful individual and truly believe it, it will happen. If you see yourself as always struggling, living paycheck to paycheck, just getting by, that is what you will become.

You would never allow someone to reach in your pocket and steal money out of it, so why would you allow anyone to steal what is more important than money: your confidence. You have the power to make life great. If someone tries to change that with a negative comment, call them out on being a ‘smile thief.’

Whatever you do, don’t ever let anyone steal your smile.

5 or 53… It’s Easy

A smile is the most common facial expression and you can do it with as few as five pairs of facial muscles or as many as 53 (not surprisingly, it takes more effort to frown). Smiling also releases endorphins that make us feel better.

Write five affirmations that you can use each day to keep your confidence at an all time high.